In effect, she is paying $5 in interest for a $90 loan for two months: the equivalent of a credit card with a 44 percent annual percentage rate, a level most of us would consider predatory.

实际上，她已经预付了90美元两个月5%的利息，相当于44%信用卡的年费，大多数人都会认为它达到了掠夺的程度。

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Finally, these reforms include a new Consumer Financial Protection Agency to prevent predatory loan practices and other abuses to ensure that consumers get clear information about loans and other financial products before they sign on the dotted line.

WHITEHOUSE: Weekly Address: Time for Action on Financial Reform for the Economy | The White House

Collinge founded StudentLoanJustice.org back in 2005 to address predatory student loan lending.

FORBES: How The Student Loan Bailout Movement Went Viral

The new laws emerging in states and cities across America try to label certain loan characteristics as predatory, so as to ban them.

ECONOMIST: Lawmakers, state and federal, are mounting an attack