A chance to build a positive credit history.

有机会建立积极的信用历史。

youdao

Take control of your finances and manage them carefully to ensure that you will be able to pay off all of your debts and build a positive credit report.

控制你的资金，小心管理它们以保证你将来能够还清所有债务并建立一个良好的信用记录。

youdao

The Review sees benefits in the ready availability of credit checking facilities and the sharing of positive credit data of individuals through a credit reference agency.

检讨认为使用信贷资料库来提供方便的信贷查核服务，及分享个人的正面信贷资料将可带来好处。

youdao

This portion of your score takes into account the number of credit inquiries, number of recently opened accounts, the amount of time since the opening of new accounts, and credit inquiries and the re-establishment of a positive credit history after past payment problems.

FORBES: Anatomy Of A Credit Score

If you fall into the bad credit category, the most inexpensive way for you to maximize the positive information on your credit report, and therefore rebuild your credit, is to get a secured credit card.

FORBES: How To Fix Bad Credit On The Cheap

Therefore, the best advice for people with bad credit is to dilute the negative information by maximizing the amount of positive information coming into their credit report on a consistent basis.

FORBES: How To Fix Bad Credit On The Cheap