"If you leave the market now entirely, you probably won't make it back in time to enjoy the recovery," says Torrance, Calif. financial planner Phillip Cook.

“如果你现在完全撤出市场，那么你可能没有机会在复苏的时候翻盘，”加州torrance市的理财规划师Phillip Cook说道。

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Set aside some time each week to make sure your planner includes events that are important to your spouse and children.

尽量在你的每周计划中，留出与配偶和孩子共处的时间，对他们来说，这很重要。

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Entered all my known commitments into my planner and did a little time planning each night.

——我把已知的所有答应要做的事情都写进了计划，每天晚上都要做一下时间规划。

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LearnVest members have access to a dedicated CFP, through new technology, can view your money-planner in real-time.

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If you are heading to an estate planner for the first time you now know everything that you need to know about defective grantor trusts.

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And if you find yourself trying to untangle such accounts after your spouse dies, give yourself some time, says Karen Altfest, a New York financial planner who specializes in working with widows.

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