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In summary, travelling overseas is an amazing opportunity for personal growth, which not everyone has the chance, or the inclination to take part in.

总而言之，出国留学对个人的成长来说是个不可多得的机会，不是每个人都有这种机会或有出国留学的意愿的。

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Personal annual KPI setting up, half-year review, annual summary.

个人年度KPI设定，半年回顾，年度绩效总结。

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Typically, a credit report contains personal identifying information, a credit summary, account information, inquiries, collections and public records.

FORBES: Magazine Article

His summary of the philosophy of science combined with his account of his personal experiences is useful because it reveals how science is really done.

ECONOMIST: Theoretical physics