商业银行个人住房贷款业务风险管理研究-毕业论文参考网 关键词：个人住房贷款，违约风险，风险原因，风险管理 [gap=841]Key words: personal housing loans, credit risk, reason of risk, risk management
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personal housing mortgage loans 个人住房按揭贷款
We offer Personal Housing Loans, or mortgages, at a rate of 0.42% per month.
我们提供的个人住房贷款，或按揭，月息是0.42%。
The preferential interest rates for personal housing loans and its granting are recently drawing close attention of the market.
近期个人房贷利率优惠及发放情况备受市场关注。
And in stark contrast to personal housing loans, the development loans for real estate developers are gradually differentiating, the Banks hold more cautious attitude to the development loans.
和个人房贷形成鲜明对比的是，针对地产商的开发贷逐步分化，各家银行对开发贷态度持越来越谨慎的态度。
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