From the lack of secure, affordable housing to growing job insecurity and rising personal debt, the individual is trapped.

从缺乏安全的、负担得起的住房，到日益增加的工作不安全感和不断增加的个人债务，个人陷入了困境。

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But it's not like a personal debt!

但这并不是个人负债！

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Some critics partly blame the crisis on Americans' low savings rate and high personal debt.

一些评论将经济危机的部分原因归咎于美国人的低储蓄率及高个人债务。

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Some critics partly blame the crisis on Americans' low savings rate and high personal debt.

VOA: special.2009.04.10

Part of--this is the--it's not loan-to-value ratio-- this is the ratio of mortgage debt to personal consumption expenditure.

这并非贷款价值比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率

耶鲁公开课 - 金融市场课程节选

You can see that in the early 1950s mortgage debt was only something like 25% of personal consumption expenditure, but now it's up to about 100%.

抵押贷款在20世纪50年代,只占个人消费支出的25%,现在却占到几乎100%

耶鲁公开课 - 金融市场课程节选

The glowing merchandise in the local shopping mall, which tempts us to accumulate personal debt, and so on.

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The aim is to raise money, buy up packaged personal debt in the secondary markets and then strike it out.

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The current unfunded liabilities are more than five times the personal debt of the average household, including mortgages, loans and credit cards.

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