While the housing recovery will not be without its hiccups, BofA and its ilk are starting to draw some benefit from the housing market, after years of watching it wreak havoc on their operating performance and balance sheets.

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Evidently the Patent Office thought so, at least when Severinsky, now a U.S. citizen, presented it as the ideal balance between performance and cost.

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Of course, the monthly analysis of relative performance and on-balance volume (OBV) can be combined with Starc band analysis to identify new opportunities.

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