This must be a service that customers opt in to - and only after they are provided full information about the fees and the penalties they will incur.

该服务必须由客户选择加入，并且只能在向他们提供了充分的费用以及将承担的罚款信息之后。

youdao

Workers sign contracts they cannot understand, which include paying for food and lodging in factory dormitories, medical fees and penalties for work not up to standard.

工人们签下那些自己也不明白的合同，合同中写明工人要自己支付工厂宿舍的住宿费和伙食费，医疗费用及工伤赔偿也不合标准。

youdao

I've disliked variable annuities for many years because of their high fees and onerous surrender penalties.

我已经不喜欢可变年金多年，因为他们的高收费和繁琐的投降处罚。

youdao

But they also have a right not to get ripped off by the sudden rate hikes, unfair penalties and hidden fees that have become all too common in our credit card industry,"

VOA: standard.2009.05.09

When you convert medical expenses into credit card debt, the expense becomes consumer debt and you are then subject to associated penalties and fees.

FORBES: How To Avoid Medical Debt

Since we are talking about the IRS and mistakes can not only mean penalties and fees but also audits, annual income tax filing is a rather stressful event for most people.

FORBES: The Three Tax Breaks You're Likely to Miss

As servicers, they DO make money on defaulted loans and foreclosures because fees and penalties and interest can be added on until the cows come home.

FORBES: I Stand Corrected: OCC Review Found 53 Foreclosures On Current Borrowers