Banking crises is that burst of bubbles results into a lot of bad assets of banking and the payment crises of banking.

银行业危机是指由于金融泡沫破灭而导致银行业产生大量不良资产，从而使得银行业出现支付危机而形成的。

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It is their responsibility to ensure economies are competitive, productive and not vulnerable to financial shocks via excessive debts, deficits or balance of payment crises.

WSJ: What Will New World Order Look Like?

Just as the Humphrey-Hawkins legislation in the 1970s put a new burden on the U.S. Federal Reserve, that of seeking full employment, so did Madame Lagarde appear to add a mission for the IMF, which was founded after World War II to help manage international capital flows to ward off balance-of-payment crises.

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