You can't have it both ways. If you can afford to go out all the time, you can afford to pay off some of your debts.
你不可能做到两全其美。如果你有钱整天外出玩乐，就能还掉一部分债。
In a hard lock-up, investors have no right to redeem before their time is up; in a soft lock-up, they can get out early but have to pay a redemption fee of, say, 3-5%.
在硬性期权锁定中，投资者在到期之前无权赎回其投入的资金；在软性期权锁定中，他们能够早早的退出但不得不支付据说有3 - 5%的赔偿金。
Many take just a few minutes to carry out. They don't pay much per hour, but it's time you'd otherwise have wasted.
到Mechanical Turk去看看，你会发现各种各样的工作在等着，很多都是只需几分钟时间就搞定的，他们不会付你很多钱，不过总比你把时间浪费掉好。
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