三、托收与备用信用证或银行保函相结合 四、汇付、托收和信用证相结合 （一）分期付款（Pay by Installments） 是指按照交易双方商定的期次进行付款，每次付款的日期、所付的金额和利息均事先加以明确。
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Because the car is expensive, you can pay by installments.
因为汽车价格昂贵，你可以以分期付款来支付。
We will pay for houses by monthly installments.
我们将按月分期付款买房。
If the contract stipulates that the premium is to be paid by installments, the applicant shall pay the first installment at the inception of the contract and the other installments as scheduled.
合同约定分期支付保险费的，投保人应当于合同成立时支付首期保险费，并应当按期支付其余各期的保险费。
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