Mortgage-loan delinquency (ratio of borrowers 60 or more days past due) has risen approximately 54 percent from the same quarter of 2007, estimates TransUnion.com.

估计按揭贷款拖欠率（逾期还款60日及以上）比2007年同期上涨了54%。

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In the graph below, we show the average incidence of a loan being past due within the first 18 months of performance.

在下图中，我们可以看到发放18个月后内贷款的平均拖欠率。

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About 27% percent of borrowers who have begun repaying their student loans are defined as delinquent, having at least one past-due student-loan account, according to the Federal Reserve Bank of New York.

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