If it lasts, easier access to cheaper finance ought to help boost housing demand, particularly since the plunge in house prices has improved many measures of housing affordability.

如果这种情况继续的话，更容易得到廉价的贷款会有助于提升买房需求，尤其是低廉的房价也提升了人们的购房承受程度。

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Even if direct financial contagion is contained, America's subprime crisis could spawn psychological contagion, particularly a reassessment of house prices.

即使是直接金融传染病能够得到抑制，美国的次级房贷危机仍然可能造成心理传染病，特别是重新估计房价。

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As Mr Mason points out, there is no industry standard for modifying terms and it is not clear how well it will work, particularly at a time when house prices are falling.

ECONOMIST: The costs of clearing up the subprime crisis

Indeed, as in Britain, the rise in house prices has contributed significantly to the strength of consumer spending, particularly on furnishings and the like.

ECONOMIST: Jumping but jumpy | The

In just a few chapters, he outlines the forces that brought the world to the brink of a bust: a house-price bubble boosted by runaway mortgage lending in the rich world, particularly America, a lightly regulated global financial system that found ever-more creative ways to speculate on rising house prices, and macroeconomic policymaking that was far too laid back about the dangers posed by asset-price bubbles.

ECONOMIST: The reasons for the crisis and how to stop it happening again