Current pension systems are all too often unsustainable, partial, fragmented or non-existent.

当前的养老金体制通常不具有可持续性、片面、支离破碎或根本不存在。

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This is a particularly strong argument in Germany as the country starts to phase in partial pension funding.

ECONOMIST: Springing the pay-as-you-go trap

The proposed rules say the partial pension arrangement can't begin until an employee reaches 59.5 years old--an age based on current penalties for early distributions from retirement plans.

FORBES: Work (Part Time) Until You Drop

For example, an employer must track exactly what percentage of full time a worker (even a salaried, professional one) puts in each year, and then retroactively adjust his partial pension accordingly.

FORBES: Work (Part Time) Until You Drop