paper work record keeping
纸质工作记录保存
以上为机器翻译结果，长、整句建议使用 人工翻译 。
It almost always lowers cost (including taxes), makes analysis easier, simplifies rebalancing, simplifies tax-preparation, reduces paper-work and record-keeping, and enables caregivers and heirs to easily take-over the portfolio when necessary.
FORBES: Vanguard Founder John C. Bogle -- In Person With The Bogleheads
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