The paper finally points out that only can the law supply system guarantees for the credit morality choice in modern times.

在现代社会，只有法律才能为信用的道德选择提供基本的制度保证。

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The paper introduces teaching management under the credit system in our university, and applied achievements and problems of the system.

文章介绍了我校实施学分制下的教学管理，学分制在我校的应用成果以及实施过程中出现的问题。

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But on the other hand, it make a big shock to the traditional letter of credit system based on paper.

但另一方面，电子信用证的应用对传统的以纸面为基础的信用证制度带来了很大的冲击。

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Some of the more pessimistic commentators see the recent credit excesses as the inevitable consequence of a system based on paper money and call for the return of the gold standard to prevent future crises.

ECONOMIST: Central banks and the bullion price