However, it often turns out that some combinations of decision points within the main process are providing a value of their own.

不过，到头来通常是，主流程内的一些决策点组合在提供其自身的值。

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"Young people who have been made responsible for some of their own expenses learn early about the value of earning, as well as the decision to spend money, " says Kevin Meehan, a certified financial planner in Itasca, Ill.

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