Otherwise, all of these expensive, overlapping programs could be replaced with a simple line of credit for each adult citizen.

FORBES: Conservatives Are Missing The Point On Welfare Reform

Between 1950 and 1980, when the IPOs finally took off, we had national economies, followed by international business overlapping with the PC wave and globalized business in line with the networked computing wave.

FORBES: Goodbye Global Economy, Hello Local Ecosystems

In a game of few chances, Borthwick spurned an opportunity for Saracens just before half-time when he chose to drive for the line rather than making use of the overlapping runs to his left.

BBC: Saracens 23-25 Leinster