Bank deposits would have to be converted at the same time, and the same rate, as overdrafts and mortgages to keep the value of Banks' debts in line with their assets.
银行存款要在同一时间以相同的汇率转换过来，银行的透支款和抵押贷款的外借款总值要与银行资产持平。
Debt represents bank loans and overdrafts less cash and deposits with Banks.
债项指银行贷款及透支减现金及银行存款。
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