Bank deposits would have to be converted at the same time, and the same rate, as overdrafts and mortgages to keep the value of Banks' debts in line with their assets.

银行存款要在同一时间以相同的汇率转换过来，银行的透支款和抵押贷款的外借款总值要与银行资产持平。

youdao

The growing threat of competition is already forcing a change in existing banks’ behaviour: they have become more transparent about how they charge for overdrafts and other services, for example.

日益加剧的威胁已经迫使现有的银行作出改变：比如说，他们对于如何收取透支费用及其他服务费用的政策更为透明。

youdao

To inject more, the central bank wants to publish comparisons of the differing rates that banks charge on overdrafts.

ECONOMIST: Consumer credit in Brazil

Big banks may be nicer than ever cutting the absurd range of fees for overdrafts or bounced checks or other routine matters, and holding themselves back from controversial trades but as a result seeing smaller returns.

ECONOMIST: America��s biggest banks decelerate