But Cahoot's overdraft rate depends on your credit rating.

然而合伙人的透支率取决于你的信用等级。

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Banks have historically covered bad checks for valued clients, who were invited to opt in to overdraft protection or to link their checking accounts to savings accounts or to lines of credit.

银行历来视空头支票为价值客户，他们获邀加入透支保护方案，或者将支票帐户与存款帐户或信用额度相关联。

youdao

I have a credit card, but I never overdraft.

我有信用卡，但是我从来都不用透支的。

youdao

Many banks offer an overdraft protection program that either draws funds from your savings automatically or links to an overdraft line of credit.

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If the money is paid back promptly on the next pay day, this type of lending can be cheaper than paying an unauthorised overdraft or a credit card charge.

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The reversal means that it and other banks will have to figure out new ways to recover revenue that is being lost from a host of new regulations on debit cards, credit cards and overdraft fees.

WSJ: Debit-Fee Retreat Complete