Congress will get another chance to limit checking account overdraft fees that continue to annoy customers and produce billions of dollars in revenue each year for banks and credit unions.

FORBES: Lawmakers Target Unfair Overdraft Charges

To be sure there are bad actors (although very small in numbers), and there are quite a few good-but-not-amazing prepaid products (which still beat out a checking account with overdraft on an average use-case).

FORBES: Bluebird vs Greendot. Prepaid wins.

Calling all Electronic Orange accountholders: Use the comment area below to tell us about your experiences with your ING account and its overdraft features.

FORBES: How The End Of Overdraft Fees Could Wind Up Costing Cardholders