In fact, it seems the more you have the more you have to maintain, to insure, to protect, to worry over.
实际上，好像你的钱越多，你需要保存，需要保护的就越多，你就更担心。
That is, the insurance policy doesn't just insure you against death, it also builds value over the years.
也就是说,保单不仅仅,补偿死亡带来的损失,它们还会逐年增值
The main one is the tussle between regulator and industry over the levels of capital needed to insure certain risks.
最主要的理由是，监管机构和保险业之间围绕某些险种所需的资本金水平有争执。
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