U.S. policies encouraged over-consumption and over-borrowing, and unless we understand where these policies came from, we have no hope of addressing the causes of this crisis.

美国政策鼓励过度消费和过度借款，除非我们明白这一政策从哪儿来，我们就不要指望能找出这次危机的真正原因。

youdao

U. s. policies encouraged over-consumption and over-borrowing, and unless we understand where these policies came from, we have no hope of addressing the causes of this crisis.

美国政策鼓励过度消费和过度借款，除非我们明白这一政策从哪儿来，我们就不要指望能找出这次危机的真正原因。

youdao

Although the shift from external to domestic borrowing can reduce vulnerability to external shocks, it also carries risks from possible over-borrowing or inadequate supervision.

虽然从借外债转向借内债可以增强对外部冲击的抵御能力，但是也带来可能出现过度借债或监管不当的风险。

youdao

And Mr Rubin acknowledged that more should be done, both in rich and poor countries, to reduce the risks of over-borrowing.

ECONOMIST: Global finance

All of the private student loans are certified by schools as part of the approval process to prevent over-borrowing and are disbursed through schools to ensure proper use of loan funds.

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Another example he did not work on was a project for a financial institution to develop an algorithm that screened for customers who would not be likely to repay their loans, keep them from over-borrowing, and saving the client millions in loan write-offs.

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