In fact, statistics show that borrowing this year will increase by 16% and 40% of the new loans will just be for paying the interest of outstanding debts.

实际上，统计数据显示今年的贷款将会增加16%，40%新增贷款将会用于支付现存债务的利息。

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Most of the increase in loans outstanding reflects more borrowing by those companies that always had strong credit quality.

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If the spending exceeds the revenue, there is no alternative to borrowing the difference, thus increasing outstanding debt.

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In plans that allow borrowing, about 21% of participants had outstanding loans in 2011, up from 18% in 2008, according to a December report from the Employee Benefit Research Institute.

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