Homeowners who refinance their mortgages will be limited to taking out 90% of the equity in their property, down from 95% now.

房产持有者重新申请抵押贷款的数额占其家庭资产总额的比例从现在的95%下降到了90%。

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Companies around the world have cashed in on lower interest rates to refinance their way out of trouble.

全世界的公司用低利率以现金再融资，使公司走出困境。

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Washington needs to do more to help millions of homeowners, who can't refinance - and take advantage of lower rates - because their equity has been wiped out.

华盛顿需要为数百万房屋所有者提供更多的帮助，这些房屋所有者不能再融资和利用低利率因为他们的房屋权益价值已经跌光。

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His father was in a dispute with the existing lender, and he says a New Century manager told him he could refinance out of this new loan quickly with no penalty.

NPR: New Century's Borrowers Worry for Homes

What we found was that at the same time that Freddie Mac was tightening those credit standards that is making it harder to refinance, the company was also going out into the market and betting against homeowners' ability to refinance and not just small bets.

NPR: Freddie Mac Good For Business, Bad For Homeowners?

Unease has been growing since last year, when the sharp drop in interest rates, and the consequent rush to refinance mortgages taken out at higher rates, left Fannie Mae with a mismatch between its debt obligations and its revenues from mortgage bonds.

ECONOMIST: Freddie Mac and Fannie Mae