Credit standards in the process, through comprehensive analysis, to find out will not affect the sales will not increase the risk of the optimal point of balance.

在信用标准制定过程中，应通过综合分析，找出既不影响销售又不会增加风险的最优平衡点。

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Besides, the listed companies should not neglect the technical measures, such as the optimal debt and strengthening the management of current flow and financial credit.

另外，上市公司不能忽略技术性防范措施，如适度负债、加强经营现金流量管理和财务信用管理等。

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The application of data mining classification techniques in credit scoring involves the process of building and selecting optimal models.

运用数据挖掘分类技术于信用评分问题包括一个建立模型以及选择最优模型的过程。

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In a post-financial crisis world where credit and capital flows are particularly challenged, it is especially critical to analyze the optimal deployment of both financial and human capital.

FORBES: 'The Art of the Possible,' Human Rights, and Sustainable Investing