When structured products tanked during the crisis, ratings agencies defended the securities' high scores by arguing that they were too opaque to evaluate.

结果性产品在危机期间的表现极差，但评级机构辩护称，这些证券当初得分很高是因为它们不够透明，难以评估。

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Curiously, as the internet has enabled investors to access information regarding investments more rapidly than ever, opaque, complex products, such as hedge funds and structured notes, promising impressive returns that are virtually impossible to verify have proliferated.

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Absent eternal vigilance, powerful economic interests, aka Wall Street, can be counted on to both recommend and eventually succeed in selling, opaque, high-risk, high-fee products to the unsophisticated.

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