But in certain countries (including the United States), a reverse mortgage must be the only mortgage on the property.

但在某些国家(包括美国)，反向抵押贷款，必须是唯一的财产抵押。

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In the year to September bank lending to British households rose by only 0.9%. Mortgage lending fell.

截至今年9月份，英国银行对家庭的贷款仅增加0.9%，按揭贷款不断下降。

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House prices are down 20 to 30 per cent, leaving many with houses worth only half the mortgage.

房价下跌了20%至30%，使许多人的房屋价值只有抵押贷款额的一半。

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You can see that in the early 1950s mortgage debt was only something like 25% of personal consumption expenditure, but now it's up to about 100%.

抵押贷款在20世纪50年代,只占个人消费支出的25%,现在却占到几乎100%

耶鲁公开课 - 金融市场课程节选

Whereas, at the beginning, the mortgage balance is dropping only very slowly because you've got a lot of interest to pay and your mortgage payment is constant.

而在贷款初期,贷款余款减少的则非常缓慢,这是因为还款额是固定的,同时你还要偿付大量的利息

耶鲁公开课 - 金融市场课程节选

About a fifth of interest-only mortgage borrowers said they could not have afforded to repay both capital and interest.

ECONOMIST: Rising house prices have hidden a multitude of sins

But an interest-only mortgage covers only interest payments and not the underlying debt.

BBC: Q&A: House prices rise again

People may be tempted to take out an interest-only mortgage, because the monthly payments are lower than a repayment deal.

BBC: Q&A: House prices rise again