One, we do want to make the point that the instrument has evolved and the composition of this lending is very different from the early operations.

第一，我们确实希望强调这一手段已有所演变，并强调这种贷款的组成与先前的业务大相径庭。

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Bygones are bygones. They are like the crescent-shaped musical instrument of an old friend, which will resume its playing at a certain point in another manner after completing one tune.

过去的故事已远去，像那张故人的月牙琴，已结束了故事，还将以另一种新的姿势在某种时刻继续。

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