"People always go on about how conservative we are, " one HSBC trader complains.

FORBES: Better Safe Than Sorry

Some credit card issuers, such as Capital One and HSBC, more than doubled their mail offers during this quarter versus the prior quarter.

FORBES: Credit Card Mail Solicitations Increase 29%

For Negyl at HSBC, one of the biggest international fund companies in the world, he looks at a universe of 400 stocks in the big four emerging markets.

FORBES: Where To Invest When There's Nowhere To Hide