If you make a bad financial decision, make a note of it and get yourself back on track.
如果你做了一个很糟糕的经济决定，记下来，再重新步入正确的轨道。
On a side note, nearing the end at 3.55 he sounded a bit like Jay there. Just a bit (not that it's good or bad).
顺便提下，在歌曲末尾3’55秒处，力宏的声音听起来有点儿像周杰伦，只是有一点儿像，（并不是说它好或坏）。
Let's start with the bad news, so we can end this story on a happy note.
咱们先说坏消息吧，结束时就会有一颗好心情。
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