Mechanically, the most notable upgrade is the Civic's reinforced front-chassis section, designed to cope with the Insurance Institute for Highway Safety's new 40-miles-per-hour narrow-offset front crash test (which is quite a wallop, by the way).
If it does nothing, the Fed runs the risk that, when Wall Street does eventually fall, inflation will be rising and the dollar falling, making it harder to ease monetary policy to offset the effects of a crash.