Tips: As with Obstacle 1 above, flexibility in choosing a plan will be key.

FORBES: Health Insurance Challenges Of The Self-Employed

That points to another obstacle: the lack of a coherent national plan.

ECONOMIST: The electric acid test | The

So, you might say that the largest obstacle in the way of Mr Osborne announcing an even slower deficit reduction plan next week isn't the financial market, but the chancellor's lack of confidence in his own side.

BBC: Budget 2013: The domino theory of deficit reduction