On a less positive note, the number of newly laid off Americans seeking unemployment benefits totaled 551,000 last week, up from 534,000 the previous week.

VOA: standard.2009.10.01

You can scrawl to your heart's content, add in text boxes and background images from your gallery or take new ones and then send the note off via email or some social network.

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The 10-year Treasury note keys off this 3% yield with a spread of as much as two percentage points.

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Since the law is unsettled about what happens if a grantor dies with a promissory note outstanding, Doyle said, he advises clients to pay off the note before they die.

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