... 抵押资产价值评估 Mortgaged Assets Appraisal 不要抵押资产 Not Collateral Values 未抵押资产 Unmortgaged assets ; unpledgedassets ; ...
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They are urging Banks to lend based on cashflow projections, not collateral values.
他们敦促银行依据预测现金流而非抵押品价值放贷。
If a bank does not properly estimate collateral values, the collection upon default would become smaller and take a longer period of time, leading to a depletion of capital and lower profits.
如果银行不能准确估计抵押品价值，违约后能够收回的价值就降低了，所需要的时间也更长，导致资本损耗了利润降低。
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