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Estimate your real retirement needs.
FORBES: Five Steps Toward Fixing the Hole In Your Retirement Plan
Ask them to be brutally honest about what needs to be fixed, and to estimate the cost of repairs.
WSJ: Are Sellers' Appraisals and Inspections Overkill?--WSJ House Talk
To estimate the latter, one needs to know what fraction of the impactor was distributed globally, as opposed to being ejected to space or landing close to the crater.
BBC: Dinosaur-killing space rock 'was a comet'
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