Insurers, just like mutual funds, are providing risk pooling for you.

保险公司和共同基金一样,为客户提供风险汇聚服务

耶鲁公开课 - 金融市场课程节选

Most mutual fund shareholders, for instance, are still avoiding any high-risk investments in their mutual fund portfolios.

FORBES: Mutual Fund Investors Are Not Betting On Risk

Three things matter in the selection of a mutual fund: Cost, risk and performance.

FORBES: Mutual Fund Survey

Mutual funds publish information about risk, including the beta, on their fund fact sheets.

FORBES: The 5 Biggest Investment Myths