Article 21 During the period of validity of the insurance contract, the applicant and the insurer may amend the contents of the insurance contract subject to mutual agreement.

第二十一条在保险合同有效期内，投保人和保险人经协商同意，可以变更保险合同的有关内容。

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V, the leading mutual insurer, has set up a joint-stock company, though not a publicly traded one.

ECONOMIST: Demutualisation in Germany

Secondly, Halifax has extended its reach in the long-term savings market by acquiring the sales force and unit-linked business of Equitable Life, the troubled mutual life insurer.

ECONOMIST: Bank mergers

On February 3rd Standard Life, Europe's biggest mutual life-insurer, reduced bonuses for the third time in a year.

ECONOMIST: European insurers