The credit can be used immediately, reused and even hold multiple balances for the differing providers -- ideal for the times you need fragrances, electronics and ... olives.
One is called MultiPoint, which allows the use of multiple mice and cursors on a single monitor, an ideal solution for crowded schools that can barely afford one PC per classroom.
In particular, the potential for mesenchymal stromal cells (MSCs) to differentiate into multiple phenotypes - like fat, cartilage and bone - make them ideal building blocks for bone and cartilage tissue engineering in orthopaedics and rheumatology.