There are multiple barriers: not just low incomes, which make it hard to meet minimum-balance requirements, but also trouble with language, identification and trust.

对于他们来说，生活的困难重重：不仅仅是入不敷出的微薄收入，还有语言、身份和信用上的问题。

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Multiple barriers also make it harder for Ug99 to overcome them all.

ECONOMIST: Wheat rust and world farming

Those plans include robust, multiple barriers between pressure regimes and the surface.

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But where multiple barriers exist, progress has been glacial.

ECONOMIST: Women and jobs