U. S. households came into this recession with a mountain of debt, a situation enabled by a banking sector that took on too many risks and got too big.

这场衰退降临之际，美国家庭背负着巨额债务，这种情况是银行业承担太多风险、发展规模过大造成的一个后果。

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Only by summer of 2011 did the Eurozone admit that a default on Greek debt was required but, by the time the default was implemented in early 2012, Greece now had a mountain of official sector debt.

FORBES: Standoff on Greece Driven by Short-Sighted Europolitics

And I think that a good chunk of the household sector is effectively insolvent, buried under a mountain of mortgage debt, credit cards, auto loans, student loans, personal loans.

FORBES: Magazine Article

Thus the railroads established their own standardised times and the time that we now use, including the time zones (Mountain, Pacific etc), really comes from this entirely private sector need to deal with the new technology.

FORBES: How Technology Determines Time