That became painfully evident this year after American finance companies lent to needy borrowers with poor credit records in the “subprime” mortgage market.

这一点在今年美国金融公司在按揭市场借款给信用记录差的借款人后变的很明显。

youdao

The average 30-year mortgage rate fell to 4.44 percent in the week ended August 12, the lowest since Freddie Mac records began in 1971.

本周截止8月12日，平均30年期抵押利率降至百分之4.44，创Freddie Mac公司1971年记录以来新低。

youdao

Fifteen-year mortgage rates dropped 0.03 percentage point to average 3.92 percent, the lowest since records began in 1991.

15年期抵押贷款利率降了0.03个百分点，平均指向3.92%，创1991年以来历史记录新低。

youdao

Tammany Parish mortgage records before the Keens granted Chase Bank a mortgage over the subject property.

FORBES: Chase Tries to Fix Mortgage Screw-up by Arguing Borrower Not Good at Latin

Tammany mortgage records, over a year and a half after the tax sale was recorded.

FORBES: Chase Tries to Fix Mortgage Screw-up by Arguing Borrower Not Good at Latin

The problem was due to the bank keeping the mortgage records on two separate computer systems, without always updating them.

BBC: Bank of Scotland fined ?4.2m over Halifax mortgage errors