Both the Fed and the Treasury have initiated various programs to assist mortgage borrowers and recently mortgage interest rates have fallen to their lowest levels in several years.

美联储和财政部制定了各种计划，帮助房屋贷款人。最近房贷利率已经降至几年来的最低水平。

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Programs like TALF and PPIP, for example, didn't fix the U.S. mortgage problem, but they are still viewed as being successful.

类似TALF和PPIP这样的计划当时也没有解决美国的次贷问题，但时至今日，它们仍然被视为取得了成功。

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They also say programs to curb foreclosure are voluntary, so they are limited in how far they can push mortgage servicers and investors, who often make more from foreclosures than from offering aid.

他们还说，计划，以遏制丧失抵押品赎回权是自愿的，所以他们是有限的，所以他们可以推动在多远，抵押贷款服务商、投资者往往使更多的从丧失抵押赎回权的人那里学到的东西比从提供援助。

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The Fed established new lending programs, and approved large purchases of government securities and mortgage-related securities.

VOA: special.2009.08.28

Possible future actions by the government between now and the 2012 elections: tax policy changes, stimulus spending, mortgage modification programs, etc.

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The mortgage re-modification programs have been designed by the banks to keep money flowing in, while they should be used to stimulate our sagging economy.

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So we've announced a very ambitious and started to move on a very aggressive set of programs to help bring down mortgage interest rates, to reduce mortgage payments, millions of Americans will benefit from those programs, and again, you're going to see tens of thousands of small businesses see more access to credit because of the result of these programs.

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