The difference in yields on Treasury debt and mortgage bonds guaranteed by Fannie has narrowed roughly 0.7 percentage points.

美国国债收益率和房利美担保的抵押贷款债券收益率之间的利率已经缩小了大约0.7个百分点。

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Mortgage rates increased by as much as two percentage points.

抵押贷款利率最高提高了两个百分点。

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According to the CML, the proportion of British incomes devoted to mortgage-interest payments fell by four percentage points over the 12 months to November 2009.

根据英国抵押行协会，英国人的收入/房价比刺激了房贷利息的支付，在到2009年11月的12个月里房贷利息下降了4个百分点。

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Harry Dinham, president of the National Association of Mortgage Brokers, points out that lenders will attempt to prevent foreclosures if possible.

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By comparison, the spread between 10-year Treasurys and a standard 30-year fixed-rate mortgage is just 1.93 percentage points, near historical averages, according to mortgage-data provider HSH Associates.

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And Ray Boulger, of mortgage brokers John Charcol, points to an even more fundamental trend - just not enough houses are being built.

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