And why is a cheap pre-payable, 30-year fixed mortgage so sacred?

为什么低息30年期定额预付抵押贷款就这么神圣不可侵犯？

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Purchase of real estate and certain types of equipment often are financed by the issuance of mortgage notes payable.

企业在购置某些不动产和设备时，往往是通过发行抵押票据的方式来筹集资金的。

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If it were a house or building being purchased with a promissory note, it would be called a mortgage note payable.

如果是一栋房子或建筑物被用期票购买，它将会被称为抵押贷款应付票据。

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In many of those deals, the lender requires an extra guarantee from the borrower's parents, and the interest rates payable by the borrower are considerably higher than for someone taking a mortgage with a larger down payment of, say, 20% or 25%.

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