Part of--this is the--it's not loan-to-value ratio-- this is the ratio of mortgage debt to personal consumption expenditure.
这并非贷款价值比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率
When you mortgage a property that means that you offer the property as collateral for a loan.
当你通过抵押贷款购买一项财产意味着,你需要抵押这项财产的所有权以获得贷款
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