... Modern portfolio theory (MPT): 现代投资组合理论 Mortgage: 抵押 Mortgage constant: 抵押常数 ...
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constant payment mortgage 分期偿还固定金额抵押 ; 偿还按揭贷款 ; 等额偿还抵押贷款 ; 贷款
Mortgage or Loan Constant 贷款常数
constant amortization mortgage 本金等额偿还抵押贷款 ; 分期偿还固定本金式抵押贷款
constant amortization mortgage loan 固定还本贷款
constant progressive mortgage 等额累进还贷法
Ratio of Annual Debt Service to original principal of the loan. Also known as a mortgage constant.
原贷款本金每年的借债服务比率。亦称房屋贷款常数。
Your mortgage payment is constant through time but the fraction of it that goes to paying off principal versus interest changes through time and it just changes as dictated by this formula.
抵押贷款每月还款是固定的,但是其中本金和利息的比例关系,会随时间而改变,这是由这个公式所决定的
Whereas, at the beginning, the mortgage balance is dropping only very slowly because you've got a lot of interest to pay and your mortgage payment is constant.
而在贷款初期,贷款余款减少的则非常缓慢,这是因为还款额是固定的,同时你还要偿付大量的利息。
Whereas, at the beginning, the mortgage balance is dropping only very slowly because you've got a lot of interest to pay and your mortgage payment is constant.
而在贷款初期,贷款余款减少的则非常缓慢,这是因为还款额是固定的,同时你还要偿付大量的利息
Your mortgage payment is constant through time but the fraction of it that goes to paying off principal versus interest changes through time and it just changes as dictated by this formula.
抵押贷款每月还款是固定的,但是其中本金和利息的比例关系,会随时间而改变,这是由这个公式所决定的
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