Europe's central bank would then instruct the banks to maintain credit lines and loan portfolios while closely monitoring risks in their own accounts.

然后欧洲央行指导银行如何维持信贷额度和贷款组合，而同时自己密切注意自己帐户的风险。

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He said the EFSF should be used to guarantee and recapitalize Banks who would then have to maintain credit flows under guidance and monitoring from the ECB.

他强调，EFST应为在欧洲银行的指导和监管下维持信贷额度的欧洲银行提供担保和资本充足。

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The international organization of securities regulators should review credit rating agencies' adoption of the standards and mechanisms for monitoring compliance.

国际证券调控组织应当研究信用评级机构采纳的调控标准和机制。

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The federal government has streamlined and simplified the process of monitoring credit health.

FORBES: Eight Credit Myths Debunked

In its first public enforcement action, the CFPB found that third-party call-center vendors of Capital One Bank pressured or misled customers into paying for payment protection and credit monitoring products when they activated their credit cards, according to a press release.

FORBES: What's In Your Wallet? If It's a Capital One Card, You May Be Due a Refund

In the meantime, consumers with scores in the lower tiers should wait a few months before applying for a loan, and follow basis financial advice such as paying bills on time, monitoring their credit reports and managing debt to help raise their scores.

FORBES: The Dirty Secret About Your Credit Score