I cannot save up the money to put down on a house while I'm paying out around 40 per cent of net monthly income on a mortgage.

我存不下足够的钱去买一套房子，但可以用每月净收入40%去偿还按揭。

youdao

Five years ago the bank could pay just 1.35% for a one-year CD and lend out the money on a 30-year mortgage at 6.25%.

FORBES: Magazine Article

Instead of doing a reverse mortgage, the man's family took out of a mortgage on the home to get their father some money.

FORBES: Intelligent Investing Panel